Terms and Conditions

Welcome to Royal Trust Plc. By accessing or using our banking services, you agree to be bound by these Terms and Conditions. Please read them carefully before proceeding.At Royal Trust Plc, we are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our banking services.

1. Account Opening:

• To open an account with Royal Trust Plc, you must meet our eligibility criteria and provide accurate and complete information.

• We reserve the right to refuse or close accounts at our discreti

2. Account Usage:

• You agree to use your account(s) responsibly and in compliance with applicable laws and regulations.

• You are responsible for maintaining the security of your account credentials and notifying us immediately of any unauthorized access or activity.

3. Transactions:

• All transactions conducted through your account(s) are subject to our transaction processing policies and fees.

• We may refuse to process transactions that we believe may violate these Terms and Conditions or pose a risk to our security or reputation.

4. Fees and Charges:

• You agree to pay all fees and charges associated with your account(s) as outlined in our fee schedule.

• We reserve the right to change our fee schedule with prior notice to you.

5. Privacy:

• Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information

6. Limitation of Liability:

• Royal Trust Plc shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our banking services.

7. Termination:

• We may terminate or suspend your access to our banking services at any time, with or without cause, and without prior notice.

8. Governing Law:

• These Terms and Conditions shall be governed by and construed in accordance with the laws, without regard to its conflict of law provisions.

9. Amendments:

• We reserve the right to amend or update these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website or notifying you through other means.

By accessing or using our banking services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you may not use our banking services.

If you have any questions or concerns about these Terms and Conditions, please contact us at .